Understanding the information you are required to exchange with the other driver after you are involved in a car accident is essential in protecting your legal rights and options for compensation. For additional information and to obtain skilled representation during your claim or lawsuit, consult with a knowledgeable Rockland County auto accident lawyer today.
What Information Should I Exchange After an Accident in NY?
While you probably want to go home or to the doctor immediately following an accident, it is important that you stick around long enough to exchange information with the other driver and ensure everyone is okay. The laws obligating you to stop at the scene of an incident and exchange information are enshrined in NY Vehicle and Traffic Law Section 600(2).
After an auto accident in New York, you are legally required to exchange the following information with the other driver involved.
- Driver’s license
- Name
- Address
- Insurance information including the identification card, carrier, policy number, and effective dates
- Vehicle registration
It is important to note that you are also legally obligated to share the above information with anyone else involved in the accident like a passenger as well as the police, if they ask.
Is New York a No-Fault Accident State?
Yes, New York is a no-fault accident state, meaning that all drivers are required to carry no-fault insurance coverage, often referred to as PIP (Personal Injury Protection). After an accident, all New York drivers are required to first file a claim with their own insurance provider for compensation for losses related to injuries like medical expenses and lost wages.
Why is Exchanging Information Important?
Despite the fact that New York is a no-fault state, exchanging information with the other driver in an accident is still essential. PIP does not cover noneconomic losses or expenses associated with property damage or non-injury-related costs. Because of this, drivers may still file claims with the at-fault driver’s insurance. Depending on the severity of the accident and the amount of coverage either driver has, a personal injury lawsuit may even be required.
Having the personal information of the other driver is crucial when pursuing compensation. If you do not have their name, address, and insurance information, it can be difficult or even impossible to effectively file a claim or lawsuit. Accidents can be extremely damaging so it is important that you set yourself up for success and exchange information regardless of how severe or minor the collision seems. It is always better to be safe than sorry.
For more information and to obtain skilled representation when pursuing an insurance claim or lawsuit, work with an experienced injury attorney at Mitchell J. Schroeder, P.C.
