Rockland County
Car Accident Lawyers

Suffering serious injuries and/or the death of a loved one from a car accident will forever change your life. After sustaining an injury in such an accident, you need time to recuperate emotionally and physically, and you should never have to navigate through the complex legal system while you are facing other challenges. Our firm is here to hold the insurance companies accountable for the cost of medical treatment, damages, and other expenses you’ve incurred as a result of your accident. We have the knowledge and experience to get you fair and just compensation. All you need to do is contact the dedicated Rockland County car accident lawyers at Mitchell J. Schroeder, P.C. so we can get started working on your case.

Car Accident Lawyers | Here for Accident Victims in Rockland & all of NYS

Were you hurt in a car accident due to no fault of your own? If so, you are in the right place. Mitchell J. Schroeder, P.C. has decades of experience representing accident victims from all walks of life, and we are here to fight for you as well. Speak with the competent Rockland County auto accident lawyers from our legal team for guidance today.

What To Do if You Are Involved in a Car Accident

After a car accident, it is imperative that you take several steps to ensure you receive the medical treatment you need and to fully document the incident. Those steps are as follows:

  1. Stay calm and alert. Remember, no one chooses to be in a car accident.
  2. Make sure that you are out of danger. Alert other drivers of the accident site by activating your hazard lights and setting up flares. Or, move your vehicle to the side of the roadway to avoid oncoming traffic.
  3. Call 911 immediately, regardless of if anyone is injured, and advise the dispatcher of the accident.
  4. Check for damage to the cars.
  5. Collect witness information (names, addresses, vehicle registrations, phone numbers). This information could be invaluable to your case.
  6. Exchange information (driver’s license, registration, and insurance certificate).
  7. Fully articulate, to the responding police, how the accident occurred and advise him/her of any injury. Remember, insignificant pain could be much worse in the following days.
  8. If no one is injured and there is only minor damage to the cars, the police officer may instruct you to exchange information and notify your insurance companies.
  9. Take photos of the vehicle’s damage and position in the roadway. Also, take photos showing the exact location of the accident and contributing factors (potholes, etc.)
  10. Notify your insurance carrier.

What To Do After A Car Accident

Once the accident is over and you’ve received the medical care you need, you should do the following:

  1. Notify your insurance company of the accident.
  2. Notify a personal injury attorney. It is extremely important to contact a law firm that specializes in car accidents.
  3. Do not accept a settlement from the insurance company without consulting a personal injury attorney. The insurance companies are in the business of making money. They may drastically undervalue your damages for their own benefit.
  4. If you are injured, do not make any statements to the insurance company representatives without consulting an attorney.
  5. You only have 30 days to file for no-fault, also known as PIP benefits. No-fault benefits should cover your medical treatment and a portion of your lost wages, regardless of who caused the accident.
  6. Notify your employer if you were working at the time of the accident. The accident must be reported to your employer within 30 days to qualify for NYS Workers’ Compensation benefits. NYS Workers’ Compensation covers medical treatment and lost wages in excess of no-fault benefits.

PIP Insurance in New York State

PIP stands for Personal Injury Protection, and it is a type of no-fault insurance that covers your medical expenses and lost wages up to a certain limit, regardless of who caused the accident. PIP insurance is mandatory in New York, and every driver must carry at least $50,000 of PIP coverage per person per accident.

PIP insurance is designed to provide quick and easy compensation for minor injuries without having to go through the hassle and uncertainty of a lawsuit. However, PIP insurance also has some drawbacks and limitations that you should be aware of. For example, PIP insurance does not cover pain and suffering, emotional distress, and other non-economic damages. Additionally, it may not cover the full cost of your medical bills, lost wages, and damage to your vehicle. Finally, PIP also often comes with deductibles/co-payments, meaning

Because of these drawbacks and limitations, PIP insurance may not be enough to fully compensate you for your injuries and losses after a car accident. Fortunately, in some cases, you may be able to file a lawsuit to recover additional damages that are not covered by PIP insurance. However, importantly, to do so successfully you’ll need to gather and present sufficient evidence to satisfy the burden of proof. By taking the steps mentioned above and hiring a seasoned personal injury lawyer, you stand a far greater chance of attaining a positive outcome in your case.

Statute of Limitations

In most cases, the statute of limitations for personal injury claims in New York State is three years. Put simply, this means that you will, typically, have up to three years from the date of your car accident to file a personal injury claim. That said, depending on the circumstances of your specific accident, you may have even less time to sue, which is why you should strongly consider speaking with our car accident lawyers as soon after your accident as you can. Doing so will maximize your chances of recovering compensation. Waiting any longer than three years will, most likely, result in your being permanently barred from suing.

Contact Our Nyack Car Accident Lawyers Today

No one should have to fight the uphill battle for financial compensation after a car accident on their own. Fortunately, you don’t have to. All you need to do is contact a dedicated car accident lawyer from Mitchell J. Schroeder, P.C. to schedule your free case evaluation today. We are here to fight for you, every step of the way.

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